Debt settlement is a service where we negotiate with your creditors to reduce the total amount of debt you owe. This process can significantly lower your debt and help you pay it off faster.
Debt consolidation involves combining multiple debts into a single, lower monthly payment, often with a reduced interest rate. This simplifies your payments and can save you money over time.
Debt settlement may temporarily impact your credit score, but as your debts are settled and paid off, your credit can improve. Our goal is to help you achieve long-term financial stability.
The duration of the debt settlement process varies based on your specific situation, but most clients see results within 24 to 48 months. We work as quickly as possible to resolve your debts and help you move forward.